Getting a car subscription works similarly to leasing a vehicle but there are some key differences, especially when you use Wagonex. 

Usually when you lease a vehicle, you have to find, compare and sign up to your own insurance provider. Making the process of getting a car much more time consuming than it needs to be. 

When you choose to subscribe with Wagonex we generate a competitively priced insurance quote, and skip that entire process.

It will be added to your monthly subscription fee, so you can see the actual price you’ll pay each month, and then you can decide to order the car. 

To answer any potential questions you have we’ve written this guide on How Does Insurance work for a Wagonex Car Subscription.

Before you start reading, It is a legal requirement to insure your vehicle and this responsibility lies with the customer.

In this guide we’ll cover:

  • What’s different about Wagonex Car Insurance?
  • What cover Wagonex provides
  • What questions you’ll be asked for your personalised quote
  • What happens after you answer these questions

What’s different about Wagonex Car Insurance?

Wagonex provides you with a tailored insurance package that is based on the information you have provided when you create an account with us. We didn’t want a one-size-fits-all policy for insurance because Wagonex wants you to be offered insurance that gives you the protection you need at the price you deserve.

Our way ensures that when you agree to a monthly fee for your car insurance, you pay the lowest price possible. Usually when you try to get a car online, you’ll see options based on your age group i.e, 60-69 but we take it more seriously than that.

At Wagonex we base our real-time insurance quote on how safely you’ve driven from the time you've had your licence.

What does Wagonex Car Insurance cover?

Our insurance is always full comprehensive cover, so that you get the protection you need, and the supplier of the vehicle is protected against any possible risks were anything to happen that affected the value of the car.

This is what our insurance will cover in most circumstances:

  • Cover for damage to other people’s property
  • Cover for passengers if they were injured
  • Cover for you and the car
  • Windscreen repair

Each insurance provider is different, make sure to read the contract fully before you agree.

What questions do you need to answer for your car insurance quote?

You’ll be asked whether or not you want insurance added. You can either use our tailored insurance package or use your own insurance provider. If you prefer to use your own, that’s just fine but make sure to give us the information on the insurance policy you signed up to.

You’ll then be asked some basic questions to make sure that your insurance package is the right one for you, and most importantly at the correct price. 

What happens after you've answered these questions?

Once you've clicked on calculate price, your insurance package will be created and will be added to your checkout. The price will be clearly displayed the same way it is for the Renault Zoe in the image below.

You will complete the order once you have gone through the next stage of the checkout and no payment will be taken until your vehicle is confirmed.

Now that everything is sorted with plenty of time left over, you can just put your feet up with a cuppa as you wait for your new best friend on four wheels to be dropped off at your home.

We hope that gives you the information you need to understand how Wagonex Car Insurance works.

If you have any problems subscribing to a car, please talk to us using the live chat in the bottom-right or email us at

We're happy to help!

Want to know more about Wagonex Car Subscriptions?

Read What Is Car Subscription? or follow us on Twitter or Facebook.

Further Reading